Here is another falicy associated with filing bankruptcy and one that deters many from even looking into their San Jose bankruptcy options: If you're married, both spouses have to file for bankruptcy.

If you only want one of the spouses to file and the other not file for bankruptcy then, we can make that happen for you.  However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.